Khaemenes Budget + Debt Freedom Planner

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is a free, local-first money companion designed for real life. Build a flexible monthly budget, track debts, and run a step-by-step snowball or avalanche payoff plan without sending any data to a server. A built-in bills calendar keeps you on top of due dates, monthly check-ins help you log what actually happened, and a printable Debt-Free Roadmap turns your plan into a clear, shareable PDF. Everything is stored privately in your browser’s local storage, with JSON backup/import tools so you stay in control of your data.